πŸŽ“ University Health Insurance in USA, UK, Canada

πŸ‡ΊπŸ‡Έ USA

The U.S. requires international students to have a valid health insurance plan during their academic term. Most universities offer their own group plans, but many students prefer private providers due to better coverage and pricing.

Top Providers:

  • ISO Student Health

  • Compass Student Insurance

  • Aetna Student Health

Coverage Includes:

  • Emergency hospitalization

  • Doctor visits

  • Prescriptions

  • Mental health & therapy

Estimated Monthly Cost: $80 – $180

πŸ‡¬πŸ‡§ UK

The UK mandates the Immigration Health Surcharge (IHS) during the visa process. It gives you complete access to the National Health Service (NHS), which is one of the best public health systems globally.

Cost: Β£470/year
Coverage Includes: GP Visits, Emergency Care, Mental Health, Specialist Care

πŸ‡¨πŸ‡¦ Canada

Canada’s healthcare system varies by province. International students usually need private insurance, unless their university has an agreement with provincial health coverage.

Best Student Health Insurance:

  • Guard.me

  • Morcare

  • Allianz Global

Monthly Cost: $60 – $150 CAD


🚚 Commercial Truck Insurance in USA & Canada

Why It’s High CPM:

  • Covers high-value assets ($100K+ trucks)

  • Legal requirement for all transport businesses

  • Highly competitive niche for advertisers

πŸ‡ΊπŸ‡Έ USA

Trucking companies must carry multiple policies:

  • Primary Liability Insurance (Minimum $750,000)

  • Cargo Insurance

  • Physical Damage

  • Non-Trucking Liability (Bobtail)

Top Companies:

  • Progressive Commercial

  • The Hartford

  • OOIDA Truck Insurance

Average Monthly Premium: $900 – $1,800

πŸ‡¨πŸ‡¦ Canada

Canadian trucking regulations require similar coverage with regional adjustments.

Popular Provinces for Trucking:

  • Ontario

  • British Columbia

  • Alberta

Required Coverage:

  • Third-party liability (min. $200,000)

  • Collision & Comprehensive

  • Cargo and Equipment Insurance

Best Providers:

  • Aviva Canada

  • Northbridge Insurance

  • Intact Insurance


πŸ•Œ Health Insurance in Saudi Arabia

Saudi Arabia is emerging as a high CPM region due to:

  • Expanding digital marketing

  • Oil-rich economy

  • Mandatory private insurance for workers and students

Compulsory Health Insurance Includes:

  • Emergency care

  • Maternity benefits

  • Specialist consultations

  • Surgical procedures

  • Medications

Top Providers:

  • Bupa Arabia

  • Tawuniya

  • Medgulf

CPM Tip: If you create content targeting Saudi students, expats, or truckers – advertisers pay a premium due to high service costs and lack of content competition.

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